Effective date: 12 June 2026
Data Controller: Biztos Alapok Pénzügyi Tanácsadó Kft
Registered office: 8200 Veszprém, Viola utca 2
Contact person / Data Protection Officer, if applicable: Teymayer Tamás
Privacy Policy
1. Introduction
This Privacy Policy explains how the website szemelyikolcsonokosan.hu and its related services — such as e-book downloads, free consultation booking and e-mail sequences — process personal data.
During data processing, we comply with the applicable laws and regulations, in particular the EU General Data Protection Regulation — GDPR — and the relevant Hungarian implementing rules.
2. Details of the Data Controller
Name: Biztos Alapok Pénzügyi Tanácsadó Kft
Registered office / mailing address: 8200 Veszprém, Viola utca 2
E-mail: [email protected]
Data protection contact / DPO, if applicable: Teymayer Tamás
3. Purposes and Legal Bases of Data Processing
We process personal data for the following purposes:
Delivery and fulfilment of the e-book download — legal basis: the User’s voluntary consent and the preparation or provision of a service, where the User provides data for the purpose of downloading the e-book.
Booking and conducting a free consultation — legal basis: performance of the service and/or the User’s consent.
Sending e-mail sequences and useful content — marketing messages are sent only if the User has given separate consent. Legal basis: separate consent.
Contact, administration and customer support — legal basis: performance of a contract or legitimate interest, where relevant.
Compliance with legal obligations — legal basis: legal obligation, for example invoicing and tax-related obligations.
Important: Marketing messages, such as newsletters and promotions, are sent only if the User has expressly approved them. Transactional and operational notifications, such as download links and consultation confirmations, are necessary for the performance of the service.
4. Scope of Personal Data Processed
The type of data we process depends on the specific service used. This may include, for example:
name;
e-mail address;
telephone number;
town or city;
technical data related to website use, such as IP address, device identifier and cookie data.
5. Duration of Data Processing
The e-mail address and basic data are retained until consent is withdrawn or for as long as the purpose of processing exists, for example during an active e-mail sequence, but no longer than the period permitted or required by applicable laws.
Data related to invoicing and legal obligations are archived in accordance with statutory retention periods.
The exact retention periods are defined by the company’s internal data processing policy.
6. Data Transfer and External Service Providers
Where necessary, we may transfer personal data to trusted service providers who process data on our behalf and according to our instructions, such as e-mail service providers, booking systems, payment service providers or CRM systems.
In the course of such data transfers, we apply contractual safeguards, including data processing agreements. If data is transferred outside the European Union, we ensure that appropriate legal safeguards are in place, where applicable.
7. Rights of Data Subjects
Data subjects have the right to:
request access to the personal data processed about them;
request rectification of inaccurate data;
request erasure of their personal data — the “right to be forgotten” — where the legal basis allows this;
request restriction of data processing;
request data portability;
withdraw consent, where the processing is based on consent;
lodge a complaint with the supervisory authority, the NAIH.
To submit a complaint or exercise your rights, you may contact us at the following contact details: [e-mail / telephone number].
The supervisory authority is the Hungarian National Authority for Data Protection and Freedom of Information — Nemzeti Adatvédelmi és Információszabadság Hatóság, NAIH.
8. Cookies and Tracking
Our website may use cookies and analytical tools, such as Google Analytics or similar services, to optimise the operation of the website.
Detailed information about the use of cookies and the option to opt out are provided on the website.
9. Data Security
We apply appropriate technical and organisational measures, such as encryption, access restrictions and regular security updates, to reduce the risk of data protection incidents.
The detailed technical description of data security measures is included in our internal policy.
10. Legal Remedies and Complaints
If you believe that the processing of your personal data violates applicable laws, you may submit a complaint to us or directly to the Hungarian National Authority for Data Protection and Freedom of Information — NAIH.
11. Other Provisions and Amendments
We reserve the right to amend this Privacy Policy. Before any amendment enters into force, we will update the date on the website. If the change is significant, we will also send a separate notification.